Taking part in track days puts your bike at risk. If something were to happen on a track day, your standard insurance will likely not cover you. Luckily, there are many specialised track day insurance providers that can cover you for accident damage when on a track day.
Track day insurance covers collision damage to your motorbike (whether your fault or not) while on a non-competitive track day event
Track day insurance excludes third-party liability which means injury to other persons, passengers or damage to other people's property are not covered.
|What Are the Types of Bike Track Day Insurance?|
|What Are the Benefits of Bike Track Day Insurance?|
|What Is the Price of Motorcycle Track Day Insurance?|
|Where Can I Get Motorcycle Track Day Insurance in the UK?|
There are two levels of cover you can choose from when insuring your track bike:
The Total Loss Only option does exactly what it says on the tin - the policy ONLY responds in the event the cost of repairs would exceed the market value of the bike. This would result in the bike being written off and the insured would be paid the market value of the bike less the policy excess. If the cost of repairs does not exceed the market value of the bike, the Total Loss Only option will not cover the costs of repairing your bike.
The Ground Up option covers the cost of repairs of structural components even when the cost of repairs does not exceed the market value of the bike. This option also responds in case of a total loss (the cost of repairs exceeds the market value of the bike).
Think of what is called a
naked bike. Every component is necessary: the mirrors, handlebars, levers, speedo & tach, footrests, exhaust and silencers, forks & suspension, steering yokes, frames & subframes, wheels and all associated components, discs & calipers, master cylinders, tank, tail-lamps etc.
Your motorcycle track day insurance covers:
At MORIS.co.uk, we regularly provide:
Your track day insurance policy excludes:
Our track day insurance prices start at £63 / day, but we offer generous discounts on multi-day policies.
The following price examples are based on the assumption of a 35-year-old rider. The prices are for a one off track day insurance at Jerez. The type of cover is Ground Up and the bodyworks and fairings are not covered. All prices include tax and our admin fee of £22.34.
|Make & Model||Market Value||Excess||Total Price|
|Honda CBR600RR 2006||£3,500||£750||£85.34|
|Yamaha R6 2019||£11,800||£1,000||£123.43|
|Ducati Panigale V4S||£19,500||£1,500||£162.08|
MORIS.co.uk is the leading provider of track day insurance in the UK. We are here to assist you in the best way possible and make sure you find the right bike track day insurance for you.
We provide an increasing range of products for two-wheel track day aficionados so please do consider us first for any track day or motorsport needs.Bike Track Day Insurance