Personal accident insurance covers death, permanent / partial disability or loss of weekly income that occurs while competing in amateur motorsport.
|What Does Personal Accident Insurance Cover?|
|What Are the Different Levels of Cover?|
|How Much Does Personal Accident Cover Cost?|
This insurance covers Motorsport UK licence holders if they suffer bodily injury whilst competing which results in any of the following:
You can add the following optional extras to create your perfect level of cover:
This personal accident insurance policy excludes:
All personal accident policies expire 31st December in line with competition licences.
This is following an accident and excludes illness. The death sum insured for persons under age 16 is £2,500. For persons over 16 years of age, this policy can cover up to a maximum value of £250,000.
This covers you if you suffer permanent disablement that prevents you from performing a number of basic living activities such as feeding yourself, washing, getting dressed / undressed etc. The maximum level of cover for permanent disability is £250,000.
Providing you are in gainful employment, should you be unable to work due to an accident you can insure for loss of income with a weekly cash sum for up to 60% of your gross income. This benefit starts after 28 days and continues for up to 52 weeks of disability. The maximum level of cover is £2,500 per week.
Travel, medical, and repatriation expenses while competing in motorsport events in Europe. You pay the first £250 of each claim. The maximum level of cover is £100,000.
The following example quotes are for three Motorsport UK licence holders with different levels of cover. All prices include tax and our £19.95 admin fee.
|Age||Death||Permanent Disability||Loss of Income||Medical & Repatriation||Travelling to / from event||Total Price|