This is a standard travel insurance policy amended to specifically INCLUDE your track activities. These activities must be organised by an established and licensed organising club or body.
Yes, but this does need to be referred to insurers first.
This is NOT a Private Medical Insurance or Health Insurance. IF in the first instance you are taken to a private hospital out of strict necessity, insurers will cover initial costs incurred until such time you are moved to a more general hospital. Insurers will NOT cover Private Medical costs if you have opted out of going to a general hospital.
Yes. The policy limit is £10,000,000.
Yes. This is also noted on the formal endorsement to the policy and the insurers state: